You answered “yes,” you do give money to charities that support low-income individuals or communities. You could further help communities in need through your investing, as well as your giving. If you have $1,000 or more, you can put your money into a pooled investment or community development loan fund, both of which provide a high impact for communities. The Social Investment Forum Foundation and Co-op America encourage you to invest at least 1% of your assets in communities. Pooled investments and loan funds can be a great way to reach that goal. You can find these investments in our resources section. Also, you can get our community investing guide, which can provide you with more information.