You answered “no,” you do not give money to charities that aid low-income individual or communities. Now is an ideal time to explore aiding these communities. If you are not interested in charity as an option, community investing may be a better choice as you can earn a return on your investment while channeling assets into communities that need it most. If you have $1,000 or more, you can put your money into a pooled investment or community development loan fund, both of which provide a high impact for communities. The Social Investment Forum Foundation and Co-op America encourage you to invest at least 1% of your assets in communities. Pooled investments and loan funds can be a great way to reach that goal. You can find these investments in our resources section. Also, you can get our community investing guide, which can provide you with more information.